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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
By submittting this application, you are giving permission to check your credit history. This application must be filled out in its entirety in order to be processed. You must agree to our privacy and third party disclosure statement before proceeding.
Click HERE to review those statements. When you have completed reading, click the following box to agree.
At Fuccillo Hyundai of Schenectady, we have a top-notch Hyundai finance team that will help you plan out your auto loans and set you up with affordable leases. After picking out the perfect vehicle, you can then finance your loan through Billy Cars at Fuccillo Hyundai of Schenectady. Either fill out our application online at billycars.com, or simply head in to our Hyundai dealership in Schenectady, NY. 

Our expert Hyundai finance team will help you no matter what type of credit you have. If you have a poor credit score we will assist you in creating the auto loan that works based on your unique situation. Are you a younger, first-time car-buyer with a limited or no credit history? That's ok, too. We will work with you to secure a no credit auto loan. Our strong relationships with respectable financial institutions will help you find the loan you need. 

Have existing loans? We can provide you with low interest car loans to ease your financial burdens a little; it's the least we can do. Peruse our new Hyundai inventory, or our pre-owned inventory to find your next vehicle. We've got plenty of popular models like the new Hyundai Sonata and Elantra, or larger vehicles like the Hyundai Tucson and Santa Fe. We have all kinds of options, so check out any other incredible Hyundai we sell, too. Once you've picked out what you're interested in, head over to the Hyundai finance department at our dealership in Schenectady, NY. Or, you can just hop on to billycars.com and fill out a credit application to get a head start on the car-buying process!